Click Here for AZ Auto Title Loans
Click Here to Pay Online
Click Here to Apply Online

Auto Title Loan FAQs


Quickly find answers to your auto title loan questions from Arizona Auto Lenders.

How Auto Title Loans Work

If you're wondering how auto title loans work, you've come to the right place! At Arizona Auto Lenders, we can help you navigate the loan process and get the cash you!apply now

Auto Title Loans are designed as a short-term financial solution for people with less than perfect credit or who may need a loan faster than a traditional bank can provide. If you own your vehicle, you can use it as collateral to secure a cash loan.

At Arizona Auto Lenders, we do not run a credit check, but we will qualify your ability to repay the loan and your stability within the community. The actual amount you can borrow is then determined by the value of your vehicle and your income.

Here are the items you will need and an overview of the loan process and how it works. First, you must be 18 years old, a resident of Arizona, have a steady documented income, and a clear (no liens) Arizona title on your vehicle. Arizona Auto Lenders will then determine your vehicle's book value by using published Kelly Blue Book® trade-in values.

Second, your loan processor will want to review the the following items: two most recent pay stubs, a current utility bill, proof of residency (a mortgage statement or lease agreement), your Arizona title, registration, proof of insurance, and a spare key to the vehicle. We will also take a photocopy of your Arizona driver's license and social security card.

The entire loan process can usually be completed within an hour barring any unforeseen problems. To save time, fill out our Online Application and it will be submitted electronically to your local Arizona Auto Lenders office.

For more information on how auto title loans work at Arizona Auto Lenders, please call our location nearest you and speak with one of our helpful loan processors.

Join Arizona Auto Lenders On FacebookFollow Arizona Auto Lenders On TwitterAZ Auto Lenders on Google PlusMember Arizona Title Loan Association